USDA Loans

At Eagle Mortgage, our USDA Loans product is crafted to offer affordable financing options for those in rural and suburban areas. Backed by the U.S. Department of Agriculture (USDA), these loans provide a unique opportunity for eligible borrowers to achieve homeownership with zero down payment requirements. USDA Loans are designed to promote rural development by making housing more accessible, catering to individuals and families seeking the benefits of rural living.

Rural Living, Homeownership Thriving

Experience the charm of rural living with Eagle Mortgage's USDA Loans. Supported by the U.S. Department of Agriculture, this product aims to make homeownership a reality for those in rural and suburban areas. Offering unique advantages such as zero down payment requirements and competitive interest rates, USDA Loans foster rural development and provide a pathway to homeownership. Explore how Eagle Mortgage can turn your dream of countryside living into a tangible reality.

Here's How a USDA Loan Can Help You

  • Zero down payment requirements
  • Competitive interest rates
  • Accessible financing for rural and suburban areas
  • Promotes rural development
  • Flexible credit criteria
  • Assistance for low to moderate-income families
  • Streamlined refinancing options
  • Favorable terms for eligible properties
Frequently asked questions

What we think you should know about USDA Loans

  • Who is eligible for a USDA Loan?

    USDA Loans are available to individuals and families in rural and suburban areas, meeting specified income and property requirements.

  • Is there a down payment requirement for USDA Loans?

    No, USDA Loans often require zero down payment, providing a cost-effective option for eligible borrowers.

  • Can USDA Loans be used for refinancing?

    Yes, USDA Loans offer streamlined refinancing options for qualified individuals.

  • What are the income limitations for USDA Loan eligibility?

    USDA Loans have income limitations based on the area's median income, ensuring accessibility for low to moderate-income families.

  • How does the USDA Loan application process work?

    The USDA Loan application process involves working with Eagle Mortgage to gather necessary documentation, meeting USDA requirements, and securing approval for a mortgage that aligns with your homeownership goals in rural and suburban areas.